SNAP Payments Up to $975 with COLA for a Family of 4 – Food Stamps Arriving in These States

The Supplemental Nutrition Assistance Program (SNAP) continues to provide essential support for millions of families across the U.S. In 2025, food stamp benefits have received a slight increase due to the new Cost-of-Living Adjustment (COLA). While the rise is small, it still offers a bit more breathing room for those living on tight budgets.

For families of four, SNAP benefits will increase to a maximum of $975, up from $973 in 2024. Even though this is only a $2 increase per month, it adds up to $24 annually, which can help cover a little extra at the grocery store.

Let’s look at how these changes affect SNAP recipients and the payment schedule for October.

Additional SSI Payment in November – What’s Behind It?

Payments

Although SNAP payments are rolling out for October, they are still being issued in some states, with distribution extending until October 28. Depending on where you live, payments might be disbursed all at once or staggered over several days.

October SNAP Disbursements

Below is a table showing the distribution schedule for October 2024:

State	Payment Dates
Alabama	October 4-23
Arizona	October 1-13
Arkansas	October 4-13
Delaware	October 2-23
Florida	October 1-28
Georgia	October 5-23
Indiana	October 5-23
Kentucky	October 1-19
Louisiana	October 1-23
Maine	October 10-14
Maryland	October 4-23
Massachusetts	October 1-14
Michigan	October 3-21
Minnesota	October 4-13
Mississippi	October 4-21
Missouri	October 1-22
New Mexico	October 1-20
North Carolina	October 3-21
Ohio	October 2-20
Pennsylvania	Over the first 10 business days
Tennessee	October 1-20
Texas	October 1-28
Utah	October 11 and 15
Washington	October 1-20
Wisconsin	October 1-15
Puerto Rico	October 4-22

As seen above, states like Florida and Texas issue payments up until the 28th of October, while others, such as Arizona, complete their disbursements by the 13th. This means that even as the month progresses, you may still be awaiting your benefits depending on your state.

Recent Modifications in Social Security – Impacts on SSI Recipients

Different Household Sizes

The amount you receive in SNAP benefits depends on your household size. The COLA increase in 2025 has slightly raised the maximum benefit amounts, even though it’s only by a dollar or two. Here’s how the COLA affects various household sizes:

• Single person: Maximum benefits rise to $292 (up from $291).
• Couple (2 people): Maximum benefits are now $536 (up from $535).
• Family of 3: Benefits increase to $768 (up from $766).
• Family of 4: The maximum benefit is now $975 (up from $973).
• Family of 5: Maximum benefits climb to $1,158 (up from $1,155).

Higher Household Sizes

For larger families, the 2025 COLA also boosts maximum SNAP benefits:

Household Size	2025 Maximum Benefit
6 people	$1,390
7 people	$1,536
8 people	$1,756

For households with more than eight members, the benefits increase by $220 per additional person. These small increases may not feel like much, but they add up, especially for bigger families.

SSI Payment Schedule Before 2025 COLA Increase – Checks Up to $1,415

Impact of COLA

While the COLA adjustment for SNAP in 2025 may seem minimal, every little bit counts when managing a tight budget. An extra $1 to $2 per month in benefits might not be enough to cover big expenses, but for low-income families, it can help stretch their food budget just a little further. Over the year, this could mean an additional $24 for a family of four, which is helpful for purchasing fresh produce or other necessities.

For those living paycheck to paycheck, this increase, however small, can make a difference. It’s a reminder that SNAP is designed to be a lifeline for families who need extra help to afford healthy meals.

If you haven’t received your SNAP payment yet this month, be sure to check the payment schedule for your state, as distribution times can vary. Keep in mind that even with small changes like these, the benefits are here to support you.

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